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Why is this important? Why is it happening? The retail investment market has been a lucrative space for many years, however over the last decade it has had its fair share of scandals. The key area of concern currently under scrutiny is the delivery of financial advice and the subsequent sale of financial products. With the current approach, financial advisers receive commissions on products provided to clients – a framework that can introduce a bias to the financial advice which is given. Product providers that offer advisors attractive commissions get favoured, very often steering advisors away from keeping clients’ interests [&hellip